Are your debts mounting each month? Are you finding it harder to juggle the bills? Do you find yourself relying on cash advances on your credit cards to get you through your pay day? Anne Starke shares 10 tips on how to navigate through credit crunch as painlessly as possible.

Fretting over unpaid bills is a terrible energy-sapper. Money worries hang over your head, undermining your self-confidence and your sense of security.

But things usually aren’t as bad as they seem and the worst thing you can do is accept the situation and continue living hand-to-mouth, day-to-day.  Read more... (542 words, estimated 2:10 mins reading time)

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So you want to continue to be your Energy Smart self this holiday season, and you’re now thinking about new ways to save energy like you never did before.

The problem:  You still want to celebrate the holidays with traditional decorative lights just like you always have, but feel compromised by using all of that energy.

The solution:  If you’re going to the store to buy new holiday lights this month, do your wallet–and the planet—a favor buy purchasing the LED holiday lights that are available virtually everywhere.  Read more... (153 words, 1 image, estimated 37 secs reading time)

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